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Judi Ross
Re/Max Savannah

350 Hodgson CT
Savannah, GA 31406
Office:  912-355-7711
Judi's Direct Phone: 912-657-8070
Email: judi@judiross.com

Welcome & Thank You For Visiting
"Focused On What Matters Most To You"

Welcome to Savannah, Georgia's First City, a historic city with a revered past, a vibrant present and an exciting future. Savannah has an atmosphere and charm fostered by residents who have cherished and preserved its past. Our love of history is embodied in the beautifully restored homes, churches and public buildings that grace the city's unique, tree-filled squares, and that affection has given rise to a tourism industry that's boomed dramatically since the mid-90s. 
Energized by the upsurge in tourism and other positive economic factors, we have entered the 21st century in the enviable position of being able to use our past to enhance our present and future. Our Landmark Historic District is in the midst of a commercial revitalization that is spreading to the midtown Victorian District and spilling over into the eastside islands, the fast-growing Southside and the industrialized areas west of Savannah. 
Savannah is not only a top tourist destination but also an ideal city for business or family. Our diverse economy forms a strong business and employment base ranging from manufacturing to distribution, from tourism to military, from healthcare to port operations and retail sectors. Savannah is home to Hunter Army Airfield and Fort Stewart military bases. Combined the two bases employee more than 42,000 people and generate an annual direct federal expenditure of $1.4 billion dollars.


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simplifying the Market

7 Graphs That Show the Real Estate Market Is Back! [INFOGRAPHIC]

7 Graphs That Show the Real Estate Market is Back! [INFOGRAPHIC] | Simplifying The Market

Some Highlights:

  • Distressed property sales fell to its lowest number since NAR began tracking it in 2008.
  • As you can see, with less distressed properties, sales are up in all price ranges except the $0 - $100K price range.
  • Interest rates are still at historic lows, signifying that now is the right time to buy!
20161021-Share-STM.jpg (image/jpeg, MB)

The ‘Great News’ About Rising Prices

The ‘Great News’ About Rising Prices | Simplifying The Market

Recently there has been a lot of talk about home prices and if they are accelerating too quickly. In some areas of the country, seller supply (homes for sale) cannot keep up with the number of buyers out looking for a home, which has caused prices to rise.

The great news about rising prices, however, is that according to CoreLogic’s latest US Economic Outlook, the average American household gained over $11,000 in equity over the course of the last year, largely due to home value increases.

The map below was created from CoreLogic’s report and shows the average equity gain per mortgaged home from June 2015 to June 2016 (the latest data available).

The ‘Great News’ About Rising Prices | Simplifying The Market

For those that are worried that we are doomed to repeat 2006 all over again, it is important to note that homeowners are investing their new found equity in their homes and themselves, not in depreciating assets.

The added equity is helping families put their children through college, and even invest in starting small businesses, allowing them to pay off their mortgage sooner or move up to the home that will better suit their needs now.

Bottom Line

CoreLogic predicts that home prices will appreciate by another 5% by this time next year. If you are a homeowner looking to take advantage of your home equity by moving up to your dream home, let’s get together to discuss your options!

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Starting to Look for a Home? Know What You WANT vs. What You NEED

Starting to Look for a Home? Know What You WANT vs. What You NEED | Simplifying The Market

In this day and age of being able to shop for anything anywhere, it is really important to know what you’re looking for when you start your home search.

If you’ve been thinking about buying a home of your own for some time now, you’ve probably come up with a list of things that you’d LOVE to have in your new home. Many new homebuyers fantasize about the amenities that they see on television or Pinterest, and start looking at the countless homes listed for sale with rose-colored glasses.

Do you really need that farmhouse sink in the kitchen in order to be happy with your home choice? Would a two-car garage be a convenience or a necessity? Could the man cave of your dreams be a future renovation project instead of a make or break now?

The first step in your home buying process should be to get pre-approved for your mortgage. This allows you to know your budget before you fall in love with a home that is way outside of it.

The next step is to list all the features of a home that you would like, and to qualify them as follows:

  • ‘Must Haves’ – if this property does not have these items, then it shouldn’t even be considered. (ex: distance from work or family, number of bedrooms/bathrooms)
  • ‘Should Haves’ – if the property hits all of the must haves and some of the should haves, it stays in contention, but does not need to have all of these features.
  • ‘Absolute Wish List’ – if we find a property in our budget that has all of the ‘must haves,’ most of the ‘should haves,’ and ANY of these, it’s the winner!

Bottom Line

Having this list flushed out before starting your search will save you time and frustration, while also letting your agent know what features are most important to you before starting to show you houses in your desired area.

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How Historically Low Interest Rates Increase Your Purchasing Power

How Historically Low Interest Rates Increase Your Purchasing Power | Simplifying The Market

According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.47%. Rates have remained at or below 3.5% each of the last 16 weeks, marking a historic low.

The interest rate you secure when buying a home not only greatly impacts your monthly housing costs, but also impacts your purchasing power.

Purchasing power, simply put, is the amount of home you can afford to buy for the budget you have available to spend. As rates increase, the price of the house you can afford will decrease if you plan to stay within a certain monthly housing budget.

The chart below shows what impact rising interest rates would have if you planned to purchase a home within the national median price range, and planned to keep your principal and interest payments at or about $1,100 a month.

How Historically Low Interest Rates Increase Your Purchasing Power | Simplifying The Market

With each quarter of a percent increase in interest rate, the value of the home you can afford decreases by 2.5%, (in this example, $6,250). Experts predict that mortgage rates will be closer to 4% by this time next year.

Act now to get the most house for your hard earned money.

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Testimonials Page

When my husband and I first started our house search, we were not completely sure what we wanted. We met with Judi Ross and she spent a great deal of time with us to determine what we needed/wanted, after which she showed us several options (condos, houses), which helped narrow down our search. She expertly guided us through the real estate maze to help us discover the house that was perfect for us. Mrs. Ross has an incredible knowledge of the Savannah area and has an intuitive vision for expertly guiding her clients through the maze of real estate choices in this area. Her experience and vast familiarity of the greater tri-county area make Judi Ross is the consummate real estate agent. Scott and Elaine Nelson
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