SunTrust Mortgage PUT SUNTRUST MORTGAGE TO WORK FOR YOU Whether you are a first time homebuyer, looking to move up, or looking to invest in a second home or rental property, if you are in the market to purchase a new home SunTrust mortgage has the products and services that will work best to benefit you. Not every homebuyer has the same needs and not every mortgage program will meet those needs. At SunTrust we believe in tailoring a loan program specifically to meet your goals. ARE YOU A FIRST TIME HOMEBUYER? SunTrust offers a range of products designed to make the dream of homeownership a reality. These products include 100% financing options requiring no down payment. SunTrust provides homebuyer counseling to ensure your success and knowledge as a homeowner. We will work closely with your agent so that your contract can be negotiated to benefit you best as well as make your first purchase a smooth and enjoyable experience. LET SUNTRUST GIVE YOU A COMPETITIVE EDGE You may have heard that we are in a buyer’s market. That means you may be competing with another prospective buyer for the home of your dreams. SunTrust can give you an upper hand by pre-qualifying you before you even start looking at homes. If a seller sees that you are pre-qualified they will feel more confident selling you their home over someone who has not yet gotten their financing in order. WHY SUNTRUST? SunTrust is one of very few mortgage lenders that truly provide all local service. Your loan will be originated, approved and processed right here in Savannah ensuring the most efficient process in the industry so that we can ensure closing in as little as 10 business days1 when necessary. SunTrust offers a wide range of products while providing competitive rates and fees. We offer such products as fixed rates, fixed period ARMs, and interest only options. We also cater to your needs with our reduced documentation programs2 such as No Ratio, No Income Verification and No Doc options to make the process even easier. In addition to that, SunTrust always provides the most outstanding customer service in the business, earning us the JD Power & Associates award for Highest in Customer Satisfaction in Primary Mortgage Sales in 2006. CALL US TODAY TO SCHEDULE A MEETING SO THAT WE MAY SET UP A SPECIALIZED PROGRAM TO MEET ALL OF YOUR GOALS OF HOMEOWNERSHIP 532 Stephenson Avenue Savannah, GA 31405 (912) 598-4346 office (912) 598-4319 fax www.suntrust.com Phyllis Cheong (912)657-4000 cell Phyllis.Cheong@Suntrust.com Cameron Watson (912)341-9743 cell Cameron.Watson@Suntrust.com 1 10 business days starts at time of application, all required documentation must be provided within 48 hour of application 2 Borrowers must meet specific guidelines in order to qualify, rate adjustments may apply